NMLS #200726
The keys to your home,handed over with care.
Purchase, refinance, VA, FHA, construction and more — guided by local experts who answer their phone and move fast. Clear advice, honest timelines, and a smooth path to closing.
Lender
Loan options
One lender, every kind of loan.
Whatever you’re financing, there’s a path that fits. Tap any program for a plain-English rundown — no jargon, no pressure.
Not sure which fits? and we’ll point you to the right program. Informational only — not a commitment to lend.
Why Granite West
A lender that moves like the market does.
Big-bank programs without the big-bank runaround. Real people, real answers, and a team that treats your loan like it’s their own.
Andrew Pence · Eric Wood
Fast, on purpose
Quick pre-quals and a process that keeps moving. In a market where days matter, speed protects your offer — and your rate lock.
Straight answers, every step
Clear numbers and honest timelines, explained in plain English. You'll always know where your loan stands and what happens next.
Built for real situations
Self-employed, rebuilding credit, or financing something unusual? With programs from VA to bank-statement and Non-QM, there's room to work.
Local roots, statewide reach
Based in Oakhurst and lending across California — a neighbor who knows the area, with the programs of a much larger shop.
Tools & resources
Get your numbers in seconds.
Run a real payment estimate, check what refinancing could save, or request a free home value — all right here, before you ever fill out an application.
$90,000 down · 20% of price
Estimated monthly payment
$2,275/mo
Principal & interest
- Loan amount
- $360,000
- Down payment
- $90,000 (20%)
- Loan-to-value
- 80%
- Term
- 30 years
Principal & interest only — property taxes, homeowners insurance, HOA dues, and mortgage insurance are not included.
Estimate only. Not a quote, rate, or commitment to lend. Actual terms vary by loan program, credit, property, and market conditions.
The calculator and refinance tools are live, client-side estimates — not quotes or commitments to lend. The home value request and the full application connect to Granite West’s live systems in production.
Reviews
136 verified Google reviews — and counting.
A perfect rating built one closed loan at a time. That trust is the whole business.
A real, verified client review appears here.
A real, verified client review appears here.
A real, verified client review appears here.
Demo placeholders shown. Real Google reviews and first-name client quotes drop straight into this section.
Get pre-qualified
Let’s find your loan.
Tell us a little about what you’re after and we’ll get right back to you — no pressure, no obligation. Prefer to talk? Call and you’ll reach a real person.
40879 CA-41, Oakhurst, CA 93644
LenderNMLS #200726
Equal Housing Lender
Fields marked * are required. By submitting you agree to be contacted about your inquiry. This is not an application or a commitment to lend.